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The London Institute for Contemporary Christianity

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Giving your money a mission | Making the most of your money

Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.

MATTHEW 6:19–21



If you look at most guides about managing your money well, they tell you to invest for a good return, chase interest rates, and save for a rainy day – or take the next step up the property ladder. From the dawn of economics, the motive of investing capital to turn a profit has made the financial world go round.

But what does the Bible say about how to steward our finances? Should Christians even have savings if we trust our future to the one who provides? How does God’s ‘invisible hand’ relate to market forces?

The big financial headline from Scripture is this: we should rightly value money as a gift from God, using it for kingdom purposes, but not be ruled by it.

Matthew 6:19–21 highlights the importance of ensuring that we give greater value to things that are of eternal significance, rather than the material comforts and securities money can bring us now. Our lives should be transformed by this shift in priorities, which impacts how we spend, save, and give.

Jesus emphasises this again in Mark 10:17–27 when he meets a young man with significant wealth and a desire to follow God. This man hasn’t appreciated that his love for money, luxury, and the status it brings holds him back from being all-in for the gospel.

Jesus is not making the point that all believers should give away every penny in their bank account. But he is calling us to assess whether we are holding so tightly to wealth and material possessions that we have lost sight of the generosity and selflessness that God calls us to. He has generously given everything to us; how can we not give everything for him?

It’s worth calculating how much income you genuinely need to live on, and what God might be asking you to do with the surplus. How might God lead you to use your money in a way that truly makes the most of it for his kingdom? Or, as John Stott put it, ‘What can I reduce, eliminate, or limit in my lifestyle that would enable me to invest intentionally and sacrificially in the growth of Christ’s church?’

An obvious application of this is giving more to your local church, but it’s also worth considering everyday changes. Supporting someone through education or training, intentionally putting money aside to show generosity to people in your community, or carefully choosing where you bank – these can all have a real gospel impact.

Hannah Oliver
Hannah is the Marketing and Business Development Manager for Kingdom Bank, a Christian enterprise providing financial services for churches and Christians across the UK. 

What does following the path of a God of justice, who cares for vulnerable, look like for you? What ‘next step’ might he In a culture that stores up treasure for the here and now, how will our lives as followers of Jesus look different? What might this look like in how you invest time, treasure, and talent where you work, live, and play? Join the conversation below.


Kingdom Bank Limited is registered in England and Wales No. 4346834. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: Media House, Padge Road, Beeston, Nottingham NG9 2RS. Our Financial Services Register number is 400972. 


  1. Thank you for these thought provoking words. I wonder if you can give any websites which would be helpful in educating us on where to bank ethically and sustainably? Thanks

    By Lindsay  -  16 Oct 2023
  2. Simply as examples, aside from normal giving:

    We funded an administrator for Xaris, Finland, a Finnish Christian Dance group. This freed up the leader to concentrate on developing the group, which subsequently flourished.

    A non-Christian neighbour’s wife died from an incurable brain tumour. Both before and since she died we have supported him with his fundraising efforts into research into this condition. This is to show love in a practical way from a Christian viewpoint.

    We have funded the salary of a trained dance professional from our Church to go into local schools to run Wellness programmes to help with mental health issues. This is so that the children can receive help with self worth, identity and other issues from a Christian perspective and show that the Church is concerned to respond to these issues and make a positive contribution to healing and wholeness in our community.

    Have a look around, there might be opportunities beyond the normal Christian charities that would make a more impactful witness locally.

    By John Baker  -  16 Oct 2023
  3. Interesting and helpful – thank you. Especially as my daily readings at the moment are in Ecclesiastes where the temporary nature of all things physical is emphasised so much!

    By Ali Poole  -  16 Oct 2023
  4. For those nearing retirement you might to look at an article I wrote for Christian doctors nearing retirement
    Check out Double Harvest CMF.
    It can be applied to any occupation

    By Simon Ramsbotham  -  16 Oct 2023
    • Very informative and thought provoking article. Thank you Simon. It is a reminder to frequently ask ‘What is the right thing to do at this moment (with our skills, abilities, finances etc)?’ not (just) for ourselves but for others.

      By Mark Edwards  -  21 Oct 2023
  5. A good and challenging article on giving.
    I also believe that there is a responsibility on charities and Christian organisations to manage their money responsibly, many do but some are lax on this. I receive updates from the Charity Commission and sadly they investigate quite a lot of churches and Christian organisations in relation to finances. Also some charities pay high salaries to some staff, which makes it difficult if people are giving to them sacrificially.

    By Nick Darlington  -  17 Oct 2023

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